Is the peer-to-peer lending investment option right for your SMSF?

By David Buff | February 28, 2017
Peer to peer lending

One investment option that has surfaced relatively recently, and that SMSF trustees may consider as a part of their strategy to grow their fund, is investing through peer-to-peer lending. Peer-to-peer lending involves an investor – a trustee of the SMSF in this example – providing funds to an online lending platform. This platform, which must…

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Recent Changes To The Assets Test For Pensioners

By David Buff | February 24, 2017

From January 1, 2017, the assets test free area and taper rate for pensions increased. The assets test works by reducing a person’s age pension payment for every dollar of assets owned over a certain value. The test takes into account most assets, including any property (except your primary home) or possessions owned, or partly…

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Deceased Estates: A Brief Guide To Tying Up The Loose Ends

By David Buff | February 10, 2017
Deceased estates

After a person dies, and the usual arrangements are completed, there will come a time when other matters, such as tax and superannuation issues, must be looked after. The person who takes on the responsibility for administering a deceased estate is commonly referred to as the executor, but could also be known as an administrator…

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Active vs Passive Assets and the Small Business CGT Concession

By David Buff | February 4, 2017
Small business assets

The small business capital gains tax concessions are extremely valuable. For small business owners who need to dispose of assets that have risen in value during the time they have owned them, accessing these concessions can mean greatly reducing any consequent tax liability, even to zero. But to access the CGT concessions some conditions must…

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